Yes, it’s tax filing season again, already! And again for this year, we had some tax laws extended by Congress through 2016 or 2019, but some were actually made permanent. So for the context of this article, we’ll discuss only those changes affecting your individual clients. Summary of Individual Tax Provisions Made Permanent Charitable giving incentives: Taxpayers are …
The business world is complex, competitive and enormously taxing both from a monetary standpoint as well as from a managerial/emotional/physical standpoint for many business owners, especially small business owners, like many advisors’ clients. Therefore, in this article we’re going to specifically discuss one aspect of the monetary taxing side, which I believe is mostly unknown to the average business owner. …
In my previous articles in this series on which mutual fund categories reward active or passive investing approaches, we’ve analyzed all the core equity categories, such as U.S. Large Cap, SMID Cap, and Foreign Large Cap. So I decided to jump to the fixed income side of the portfolio, as the emerging market equity screening generated no index funds from …
In my previous article on this evergreen topic of debate for advisors and investors, we’ve analyzed all U.S. Large Cap Blend, Growth and Value mutual funds, along with the most recent – Who Wins the ‘Passive vs. Active’ Institutional Debate? Part 4: US Mid-, Small-Cap Blends — to see who wins the passive versus active debate. (See all the articles in …
In my first three articles, we hit on the broad U.S. Large-Cap arena—Blend, Growth and Value. All three provided some interesting findings on the hugely debated subject matter relative to the institutional investment space. In this article, we’re going to round out the U.S. core equity investing space by analyzing both the Mid-Cap Blend and Small-Cap Blend. Again—keep in mind, …
I hope everyone enjoyed my first article in the series—Who Wins ‘Passive vs. Active’ Institutional Debate? Pt. 1: U.S. Large Cap Blend—on this highly debated subject matter. However, before we dive into the Large Cap Growth space analysis, let me respond to a few comments relative to my first article. These articles are derived from a simple database screening, with …
Advisors and investors alike hear all the time in various articles, speeches and interviews that passive investment funds (indexes) always outperform active investment funds (non-indexes). In my view, however, I’ve found that most articles written on the subject rarely provide precise “apples to apples” comparisons, much less an all-institutional dialogue about true data. Therefore, through a series of articles, my …
Check out Andy’s post from ThinkAdvisor regarding the “VALUE” of an Advisor… Find out what “the silver bullet”, “Vegas”, “winning big” and “having your cake and eating it too” might have to do with the actual VALUE of an advisor…
While the federal government probably doesn’t collect all lawfully owed tax dollars due to its own inability to fully validate every taxpayer’s claimed write-offs, it also collects a lot of tax revenue to which it’s legally/factually not entitled. I know what you’re thinking; how does the IRS actually collect and retain tax revenue that isn’t actually owed? The answer is …
All investors are looking for the “Perfect Advisor”, but for some reason, many never find them. And It’s no wonder, if even some of what I’ve heard investors want in their “perfect advisor” is true! Allow me to elaborate. To these investors, the perfect advisor is: 1) Smart: They expect their perfect advisor to be highly educated, have years of …
