The Retirement Planning Process Answers the Question ‘Can I Retire?’

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In my last article, What I Wish Every Prospect Had Considered Before Asking ‘Can I Retire’?, I discussed three broad points that most investors need to ask relative to the common retirement question all advisors get from time to time. In this follow-up article, I want to review the major retirement planning process details most investors don’t think about…  http://www.thinkadvisor.com/2013/10/22/the-retirement-planning-process-answers-the-questi

Andy Gives a Presentation to UAB Periodontal Students

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In May, Andy was invited to give a presentation to the UAB Dental and Periodontal Residents regarding financial tips and information beneficial to decisions they will face, both personal and professional, once they are out of school and working.  Among the topics Andy explained were how to choose a mortgage and the options and benefits associated with each of them, …

Business Owners and Plan Sponsors Targeted by New 401k Regulations

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At the writing of this post, business owners have exactly 41 days to comply with new ERISA guidelines. Every company with a 401k will face new rules and penalties regarding how information is disclosed and processed. Not fully complying with these regulations, enforced by the Department of Labor, can result in prohibited transactions and fines.   Purpose and Potential Issues …

New 401k Disclosure Requirements

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In a little less than two months from now the new 408(b)-2 regulations take effect and retirement plan sponsors and plan committees will need to begin evaluating information from plan service providers.  Despite the inherent difficulties of a plan sponsors, usually the business owner or high level executive, evaluating plan services, compensation and arrangements, there are considerable opportunities coming for …

Stocks Close Up as Wall Street Posts Another Good Week

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It was another exciting week on Wall Street as the majority of stocks continued to befuddle the most pessimistic pundits as stocks close up. During the holiday-shortened week, stocks took their cue from better-than-expected earnings reports and some unexpectedly strong economic data. It was the ‘bulls’ third-straight weekly win for the month of January and it’s the best start for …

Stocks Continue to Move Northward…

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Stocks Continue to Move Northward It was another interesting week in the market last week as stocks continue to move Northward even after Standard & Poor’s downgraded the credit ratings of France, Italy and seven other European countries on Friday, the U.S. stock market continued to trek even higher. These downgrades no doubt pose fresh challenges for Europe’s political leaders, and …

Upward Movement as Stocks Start the New Year to the Upside

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Upward Movement to Begin the Year Stocks started off the New Year with an upward movement, thanks largely to better than anticipated economic data including a strong employment report this past Friday. Friday, the Labor Department said the unemployment rate fell to nearly a three-year low of 8.5%, from 8.7% in November – the fourth consecutive monthly decline. Although trading …

Stocks End Flat for 2011

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Stocks End Flat Stocks end flat for 2011 despite investors feeling they were on a roller coaster for much of 2011. The stock market ended a tumultuous year about right where it started. When all was said and done, despite record setting volatility, unexpected blows from the European Union, surprising triumphs in certain sectors, all the hullabaloo proved for naught. When …